How to Build a Legacy as a Wealth Creator

Written By Shay Harris

For many of us experiencing cross-class growth, we’ve had to navigate new experiences and relationships that we may be the first in our families to experience. Perhaps you’re the first in your family to create significant wealth that you’ll be transferring to future generations. The question now isn’t just how to manage that wealth, it’s how to build a legacy.

If you're navigating new wealth, especially as someone who grew up with less, you’re not alone. And you’re not behind. Here's how to begin building a legacy that reflects your values and supports generations to come.

1. Start With Story, & Strategy

Legacy isn’t only about what you leave behind. It’s also about what you stand for while you’re here. Our stories help guide us by providing context to our values and history. Clarity in where we come from and who we are helps give structure and clarity in the strategic planning process.

Ask yourself:

  • What do I want this wealth to do—for me, my family, and my community?

  • What stories shaped my relationship with money, and which ones am I ready to rewrite?

2. Align With Your Values

New wealth often brings new questions: Who am I responsible for? What do I owe my past? Building a legacy starts with clarity, not just about numbers, but about values.

  • Define what wealth means to you now.

  • Discuss with your partner or family what matters most: education, safety, mobility, giving, land?

3. Get Your House in Order (Gently)

Yes, the technical side matters. But the basics don’t have to be intimidating. Start with:

Start with:

  • Estate planning: a will, power of attorney, healthcare directives

  • Naming beneficiaries and understanding how assets will transfer

  • Having family conversations early, before crisis forces them

4. Build Together, Not Alone

Legacy isn’t a solo project. It's a family system, a collective memory, a series of aligned decisions. This is especially true for first-gen wealth builders. You don’t only need legal documents, you need shared language and shared vision.

Ready to Begin?

Rooted & Rising is a free workbook designed for couples navigating new wealth and class transitions. It’s the perfect place to start legacy work through reflection and conversation.

For deeper support, explore the following signature offerings:

  • SEEDED: Family Wealth Alignment Sessions

  • ROOTED: Family Legacy & Governance Process

Shay Harris
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